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How the Mortgage Calculator Works

This tool provides a quick and meaningful estimate of your potential monthly payment, based on your input values: home price, down payment, interest rate, loan term, and other key assumptions.
It uses standard mortgage formulas to calculate principal and interest payments, making it a helpful first step when you’re planning your next move. Use the result as a planning tool, not a binding loan offer.
I always recommend consulting a licensed mortgage professional for details related to underwriting, qualifying, and closing.

Ane Rodrigues

I want you to feel empowered, not overwhelmed.
Using the calculator helps you explore “what-if” scenarios, see how different interest rates or down payments impact monthly cost, and begin making informed choices with clarity and confidence.
It’s part of our commitment to guide you gently but professionally through every step of this journey.

Understand Your Purchasing Power

Enter your details to view your results.

Important Limitations and Disclosure

This calculator does not guarantee the actual numbers you will receive from a lender. Final approvals depend on your credit profile, taxes, insurance costs, loan type, and market conditions.
It assumes a constant interest rate, standard amortization, and typical loan terms, and real-world loans may vary.
Property taxes, homeowners’ insurance, HOA fees, and other local costs may not be fully included; please treat the result as an automated estimate only.

Our Responsibility to You

My brokerage and I assume no liability for decisions you make based solely on these estimates.
The calculator is for educational purposes only and does not create a lender-client relationship.
All results are estimates, not guarantees.
Please work with a qualified mortgage advisor before making commitments.
I can help you recommend licensed mortgage brokers if you don’t have one.

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